Terms of Use
Last updated: October 2026
Welcome to Insurance Pikr. These Terms of Use cover your access to insurancepikr.com and every page and article on it. By visiting or using this website you agree to these terms. If you don’t agree with any part of them, please stop using the site.
About This Website
Insurance Pikr is an independent information website. We write about six areas of insurance: life and home and health and business and car and pet insurance. We are not a licensed insurance agency. We are not an insurance company or a broker either. We don’t sell policies or give quotes or represent any insurer. Everything here is for general education only.
No Professional or Financial Advice
Nothing on this site is legal advice or financial advice or insurance advice. Insurance products change from state to state and from one insurer to the next. Your own situation matters too. So please talk to a licensed insurance agent or a financial advisor before you decide on any coverage. You can check whether an agent or company is licensed through the National Association of Insurance Commissioners or your state department of insurance.
Accuracy of Information
We work hard to keep our articles accurate and current. But insurance rules and prices change often and they can differ by state. We can’t promise that every detail on this site is complete or up to date when you read it. Always confirm policy terms and prices and eligibility with an insurer or a licensed agent before you decide. The USA.gov insurance guide is a helpful place to start for general consumer information.
Use of the Site
You agree to use Insurance Pikr only for lawful purposes. Please don’t do anything that could damage the site or slow it down or stop other people from using it. You also agree not to try to get into any part of the site or its servers without permission.
Advertising
This site may show ads from third-party networks such as Google AdSense. Ads are not endorsements. We don’t control the products or services in those ads. Please do your own research before you buy anything you see advertised. Our Privacy Policy explains how ad cookies work.
Intellectual Property
All content on this site belongs to Insurance Pikr unless we say otherwise. That includes text and graphics and logos and images. You’re welcome to share links to our articles. You can also quote short parts with credit and a link back to the original page. Copying or republishing full articles without written permission is not allowed.
External Links
Our articles link to outside websites such as government resources and consumer protection groups. We don’t control those sites and we aren’t responsible for their content or privacy practices. A link doesn’t mean we endorse the organization behind it. For general consumer protection tips you can visit the Federal Trade Commission consumer site.
Limitation of Liability
Insurance Pikr and its contributors are not liable for any loss or damage that comes from using this site or relying on its information. That includes money lost and coverage missed and decisions made based on our content. You use this website at your own risk.
Changes to These Terms
We may update these terms as the site grows or as laws change. We’ll post any changes on this page and update the date at the top. If you keep using the site after changes are posted, that means you accept the new terms.
Governing Law
These terms are governed by the laws of the United States. Any dispute about the use of this site will be handled under those laws.
Contact Us
Questions about these terms or anything else on the site? Please reach out.
Email: info.insurancepikr@gmail.com